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We’re proud to have helped hundreds of thousands of students pay off millions of dollars in student loans since 1981. We’re here to help you take control of your financial life and provide the resources to manage and repay your student loans.
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Did you know that not paying your student loan is one of the worst things you can do? Not paying your loan can have serious consequences for your future.
- Not paying your student loan bill on time or defaulting on your loan (delinquent or default) can follow you for your entire life.
- If you don’t pay, your wages could be garnished or the government could seize your tax refunds.
- A delinquent or defaulted loan can destroy your credit and make it difficult (or impossible) to get a credit card, auto loan or a home mortgage.
- You may also have trouble getting a cell phone plan, renting an apartment, or signing up for utilities.
- Bad credit may result in higher interest rates on future loans than someone with good credit.
- It can take many years to reestablish a good credit record.
- Student loans are not eligible to be discharged in bankruptcy (student loans are only discharged in bankruptcy in very rare cases of “undue hardship”).